जाने Credit Utilisation Ratio को नियंत्रित करके आपका Credit Score बेहतर हो सकता है।

आपके Credit Score का निर्धारण करते समय आपके क्रेडिट उपयोग अनुपात (Credit Utilisation Ratio) में क्रेडिट ब्यूरो कारक।

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Credit Utilisation Ratio जितना कम होगा, Credit Score उतना ही बेहतर होगा।

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क्रेडिट यूटिलाइजेशन रेश्यो (Credit Utilisation Ratio) (CUR) क्या है ?

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क्रेडिट उपयोग अनुपात क्रेडिट की कुल राशि है जिसका आप उपयोग कर रहे क्रेडिट की कुल राशि में कर रहे हैं।

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आपको आदर्श रूप से कितना Credit Utilisation Ratio बनाए रखना चाहिए ?

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आपके Credit Score को सुधारने या बनाए रखने में आपकी मदद करने के लिए आदर्श अनुपात 30% है

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आपके Credit Utilisation Ratio को कम करने के लिए कुछ सुझाव निम्नलिखित हैं:

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