अपने भुगतान समय पर करें।

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अपने क्रेडिट उपयोग अनुपात को सीमित करें।

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एक से अधिक ऋण या क्रेडिट कार्ड आवेदनों से बचें।

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अपने उपलब्ध क्रेडिट के 30% से अधिक न होने का प्रयास करें।

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अपने ऋण को साफ़ या समेकित करें।

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अपने क्रेडिट पोर्टफोलियो में विविधता लाएं।

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त्रुटियों के लिए अपनी क्रेडिट रिपोर्ट देखें।

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